Tips to Avoid Overspending

There are many things here in Singapore and sometimes it is hard to contain yourself from beautiful things. If you are the type that spends a lot without thinking, you should decide to change before it is too late. The good news is that you can avoid spending too much.


Here are some tips that will help you avoid overspending:

  • Pay bills on time: You have to take responsibility and pay bills on time. Do not put it aside for other unnecessary things because it might cost you your internet connection or your cable. Organize due dates so you will not pay any surcharge.
  • Set up budget: You always consider your budget but there are times that it will be broken. It is crucial that you set up budget – strictly. Do not be tempted of other purchases thinking that you need it most.


  • Limit mall trips: If you have nothing to do, just endure it and stay in the house. Do not think of going to the mall and window shop. If you do not want to be tempted, do not go to a place that has lots of it. That is simple logic.
  • Account your purchases: If you keep track of your purchases, you will know if you overspend or not. Sometimes you think your money has magic that it suddenly disappears. This is because you are not keeping track of your purchases – small or big.

You should not spend beyond your means. Indeed there are many tempting things here in Singapore but at the end of the day it will be up to you. If you are serious about saving, things will be easy.


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